Should a couple consider combining their money? What if they live together? Should they live as roommates splitting expenses 50/50?
Money seems to be an issue and sensitive subject in relationships. Shouldn't these type of conversations take place openly and honestly revealing the pros and cons of shared accounts?
3 comments:
I think it depends on the situation...If I own my home and then get a gf..I dont expect her to pay into MY mortgage...but do expect them to do utilities and we split groceries. If we got the house TOGETHER..it should be worked out as to how much each would put into a joint acct for house bills. Not everyone makes the same money so that is why you need to COMMUNICATE these things before renting a UHAUL!
If we acquire an apartment/house together then the bills are going to be split. I'm usually the person that makes the most money in all of my relationships. I am more likely to pay for trips and/or other activities.
I don't believe in shacking at this point in my life. It's a purchase together or separate households until the end.
Toska Palmer
When we initially moved in together, I moved into my partner's home. I had absolutely no problem paying rent to live there. I was renting an apartment before moving in with her, and no matter how you slice it, you have to pay to live somewhere. If you pay rent to a landlord, then you are assisting in the payment of the landlord's mortgage. I paid the equivalent of what I was paying in rent at my apartment before moving in with her. We kept our finances separate for five years. After that, we completely merged our finances. Everything went into one pot, and the person that was best at handling money, handled it. This has worked incredibly well for us. We trust each other with our lives, so we damn sure trust each other with money. Over the years of merging our finances, we were able to save and purchase our dream home together. I think finances should definitely be discussed before couples choose to live together. The key is to find what works for you. Finances are not a one size fits all situation.:)
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